Today, people are happily raising 80-85 per cent through home loans, and if they still don't have enough, the rest is raised through a personal loan.
Following is the full text of Prime Minister Narendra Modi's address from the ramparts of the Red Fort on the 73rd Independence Day.
Colonel Anil Athale (retd) recalls how the Battle of Panipat, 258 years ago, changed the history of India for the next century and half.
US Congresswoman Tulsi Gabbard, newly elected co-chair of the influential Congressional Caucus on India and Indian-Americans, discusses her vision for US-India ties with Rediff.com's Monali Sarkar.
U R Ananthamurthy was one among the most creative triumvirate of Modernist Kannada literature of the late sixties and seventies (the other two being the late P Lankesh and K Poornachandra Tejaswi). He will be missed by all who care to step out and fight for justice and human rights of ordinary people in India despite being surrounded by the consumerist fog, says Shivanand Kanavi.
"India has become the fastest growing major economy in the world. Despite the global slowdown, we have registered excellent growth. Today, India is a bright spot in the global economy. We are seen as the engine of global growth," he said.
Control over PSU banks is what is allowing the government to drive this scheme.
Why Dalit leaders cross over to the BJP
Finance Minister Arun Jaitley has said that the states were free to announce farm loan waivers if they had the fiscal space and that there would be no shortfall this year in divestment and non-tax revenues.
'When he first came to office, my belief is that the PM's reading of the landscape was that, with a vanquished Congress and fragmented Opposition, he was looking at least at two terms in office. This reading perhaps allows for a more cautious, gradual approach.' 'It was only a matter of time before the government was forced to come face-to-face with a serious corruption scandal. This is not a commentary on the BJP, but a statement about India's political economy.' 'There is growing concern about the government's commitment to freedom of expression, religious tolerance, and an independent civil society. Thus far, the positive movement on strategic and economic matters has crowded out these concerns, but they are lingering beneath the surface.'
While political observers are unable to make head or tail of the US President, those moving in high business and industry circles tell B S Raghavan that Trump's style is exactly that of an aggressive and successful businessman.
A group of young guns led by Abhijit Jejurikar showed the world what they are capable of.
'I want to use my music to reach out to the youth, to inspire them to create history.' 'To share knowledge, to tell them the importance of voting, girl child education, menstrual hygiene.'
Santosh Kaveri, a young inventor from Karnataka, is a sterling example of the 'Made In India' initiative. Find out why his dreams of being an innovator-enterpreneur shattered.
'Never lose your optimism. Never lose your aspiration and never -- even if India becomes a prosperous consumer society -- never ever lose that shining light in your eyes,' advises Dr Peter McLaughlin, headmaster of the Doon School.
Perhaps, the most misunderstood aspect is the role of the state.
For the remaining projects, it is difficult to arrive at an estimate.
Meet Jasmeet Singh Sandhu who ranked third in the Union Public Service Commission exam this year.
The Indian Spring represented by Anna Hazare's anti-corruption campaign, which has culminated in the Aam Aadmi Party's impressive electoral debut in New Delhi, began around the same time as the Arab Spring in 2011 but they led to different outcomes in India and the Arab world, says Ramesh Ramachandran.
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The anger against land acquisition is not only among landowners.
In 2002, at 13 she lost both her hands and severely damaged her legs in a freak accident. Today she is a dedicated social worker, a motivational speaker and model for accessible clothing in India.
'Nobody would dare directly target Modi, and while there are murmurs about Amit Shah after Bihar, nobody is willing to say this openly. Arun Jaitley, in some calculations, is most expendable for Modi,' says Shekhar Gupta.
This is the joint statement issued by the ministry of external affairs on the visit of US President Barack Obama to India.
The sanction of Rs 8 lakh from Maharashtra Chief Minister's Relief Fund for a dance troupe's visit to Thailand has sparked a row with the opposition questioning the BJP-led government's "priorities" at a time when the state is reeling under severe drought.
'Narendra Modi could be too old to change his personality. On the other hand, his attachment to the RSS could be mostly sentimental. So one must hope that if he becomes prime minister, he is able to detach himself from the RSS view of the world as completely as Narasimha Rao detached himself from the Congress's First Family.' 'India cannot be governed by the autocratic methods by which he has governed Gujarat. If he becomes prime minister he will have to learn to speak in a more civil language about his political opponents,' historian Ramachandra Guha tells Arthur J Pais/Rediff.com
'Communal tension and violent mobs have been part of our country, whichever government is in power. What has happened since the BJP came into power is that individuals or group activities asserting Hindutva have become louder, more aggressive.' 'Now we are finding ourselves in a country where reasoning and thinking have no place, the power lies with the goons.' 'I find any ban, whether on what we write, what we eat, how we dress etc, absolutely abominable. They have no place in a democracy.' Shashi Deshpande on why she joined the writers' protest against the growing intolerance in India.
What differentiates one person from another is how well they can effectively utilise their skill and knowledge.
The soul of India resides in pluralism and tolerance. This plurality of our society has come through assimilation of ideas over centuries. Secularism and inclusion are a matter of faith for us. It is our composite culture which makes us into one nation.
Prime Minister Narendra Modi on range of issues -- from Rafale deal to Ram temple and triple talaq.
ITC is one of those few enterprises in the world that has traversed a 100 year journey and has yet managed to remain contemporary, relevant and competitive.
'Narendra Modi has had very good luck. Firstly, the fall of oil prices. You don't get that very often in your life and you certainly don't get that often when you are in government.' 'Secondly, the fantasy of Indian reforms has led to very strong capital inflows to have made his job much, much easier.' 'You ride the winds in times of fortune and he hasn't done that. At least, not yet.' 'Those winds of fortune which are blowing your way can certainly turn around easily. There are quite a few headwinds coming up. He may well, history will show, have missed the opportunities that existed.'
Shalini Krishnan discovers the amazing talent and creativity of tribal children in Odisha.
Its new industrial policy appears to benefit industrial houses
Unless the judges factor in the ungovernability of technologies and their beneficial owners, present and future Presidents, prime ministers, judges, legislators and officials handling sensitive assignments may become redundant with reference to their age-old roles for securing 'national resources and assets', warns Dr Gopal Krishna.
It will be difficult for the Indian equity to outperform overall growth to the extent bullish observers expect.
'The Indian Army served with honour and distinction in France and Flanders, East Africa, Gallipoli, Aden, Egypt, Mesopotamia, Palestine, Transcaspia, Persia and even China.' 'The sacrifice of India's soldiers was consigned to the dustbin of history in the post-colonial world.'
Though Muslims have been trusted allies of Jats since the days of former Prime Minister Charan Singh, experts feel the alliance has had its share of strains following his death in 1987
During last week's Nuclear Security Summit, President Obama asked the media to leave and then screened videos depicting plausible scenarios pertaining to nuclear terrorism.
The new ordinance on land acquisition will allow land grabbers to deprive millions, destroy agriculture, horticulture, rivers, forests, tree cover and mangroves to extract minerals as well as ground water, without replenishment at a pace that will not leave anything for the next generation, warns activist Medha Patkar.
'In the final analysis, all Budgets everywhere are like the schemes hatched by A A Milne's lovable Winnie-the-Pooh.' 'They may be well-intended, but often go awry.' 'Although Pooh and his friends agree that he 'has very little brain', he is occasionally acknowledged to have a clever idea, usually driven by common sense.' 'This Budget at a first glance does not appear to belong to that latter category,' says economist Shreekant Sambrani.
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